PM Health Card 2026 Launched in Pakistan: Rs 1M Free Care. The PM Health Card 2026 has been officially relaunched to provide free medical treatment worth Rs 1 million per family.
This guide explains eligibility, coverage, hospitals, and how to use the card so you can access healthcare without financial stress.
What Is PM Health Card 2026?
The Prime Minister Health Card 2026, also known as the Sehat Sahulat Program, is a government-funded health insurance initiative.
It allows eligible families to receive cashless treatment at approved hospitals across selected regions of Pakistan.
The program was relaunched under Prime Minister Shehbaz Sharif to restore universal health coverage for low- and middle-income households.
Key Highlights of PM Health Card 2026
- Free medical treatment up to Rs 1,000,000 per year
- Covers millions of beneficiaries
- Cashless treatment system
- CNIC or B-Form used instead of a physical card
- Treatment available at government and private hospitals
- Active in selected federal and regional areas
This initiative acts as a financial safety net during serious health emergencies.
Who Is Eligible for PM Health Card 2026?
Eligibility depends on your place of residence and government records.
Covered Regions
- Islamabad Capital Territory
- Azad Jammu and Kashmir
- Gilgit-Baltistan
Provincial Coverage
- Punjab residents continue under Sehat Card Plus
- Khyber Pakhtunkhwa residents remain covered up to Rs 1 million
- Limited treatment access for eligible residents of Karachi through designated hospitals
Coverage in Sindh is currently limited under the federal scheme.
PM Health Card 2026 Coverage Details
The program covers in-patient hospital treatment only and is divided into two categories.
Priority Care (Major Treatments)
This includes high-cost and life-threatening conditions:
- Heart diseases and cardiac surgery
- Cancer treatment
- Dialysis
- Neurosurgery
- Organ transplants
Coverage limit: Up to Rs 1,000,000 per year
Secondary Care (General Hospitalization)
- General surgeries
- Medical treatments requiring hospital admission
Coverage limit: Up to Rs 60,000 per year
Note: OPD visits and routine checkups are not included.
PM Health Card 2026 – Coverage Table
| Care Type | Treatments Included | Annual Limit |
|---|---|---|
| Priority Care | Cancer, heart, dialysis, transplant | Rs 1,000,000 |
| Secondary Care | General hospitalization | Rs 60,000 |
How to Check PM Health Card Eligibility (2026)
Method 1: SMS Check
- Open SMS app
- Type your 13-digit CNIC (without dashes)
- Send to 8500
- Receive eligibility confirmation
Method 2: Online Check
Visit the official Sehat Sahulat portal and enter your CNIC to check eligibility instantly.
How to Use PM Health Card at Hospitals
The process is simple and fully cashless.
Step-by-Step Guide
- Confirm eligibility via SMS or online
- Find a nearby empaneled hospital
- Visit the Sehat Sahulat desk
- Present CNIC or child’s B-Form
- Get treatment without paying any fee
No advance payment or reimbursement is required.
Benefits of PM Health Card 2026
- Free hospitalization and surgeries
- Access to private hospitals
- No cash handling
- Nationwide hospital network in covered areas
- Financial protection during emergencies
FAQs About PM Health Card 2026
Is PM Health Card free for everyone?
No, only eligible families listed in government records can use it.
Is a physical health card required?
No, CNIC or B-Form works as the health card.
Does it cover OPD treatment?
No, only in-patient hospital treatment is covered.
Can treatment be taken at private hospitals?
Yes, if the hospital is empaneled under the program.
What is the annual coverage limit?
Up to Rs 1 million per family for priority care.
Conclusion
The PM Health Card 2026 in Pakistan is a major step toward affordable healthcare.
By offering free medical cover up to Rs 1 million, it protects families from rising medical costs and ensures access to quality treatment without financial pressure.
